For banks & lenders · 4 of 5 modules live
Vincu — the bank relationship platform.
The connective layer between a bank and everyone it deals with. Customers apply, upload, sign and ask on one side; departments decide, route and respond on the other — on the same shared record.
One front door
Customers apply, track, upload, sign and ask in one portal — Connect and Vault. They see status, not silence, and never send financials as an email attachment again.
One shared case
Every request becomes a case with its documents, decisions and conversation attached. The case moves between departments — and the context moves with it.
One working file
Branch, credit, compliance and back office all work the same record — routed by Flow, decided by Decision, every step logged as it happens.
Decision
AI credit & loan decisioning
Decide with consistency and speed — every decision explainable and logged. The engine reads the file, writes its reasoning, and carries it to the committee, the customer and the regulator.
Connect
Customer relationship portal
One place for customers to apply, track, ask, and be answered. Customers see status, not silence.
Vault
Secure document exchange
Documents move between customer and bank, and between departments, without ever riding an email inbox.
Flow
Cross-department workflow
Every request becomes a shared, trackable case. The case moves, and the context moves with it.
Bond
Loyalty & rewards
A bank that remembers the relationship, not just the account. On the roadmap — not shipping yet.
Reasons travel with the decision
Every decision carries its reasoning — to the committee, the customer and the regulator.
Append-only audit log
Every decision, route and document event written once and never edited. Hand it to the regulator as-is.
GDPR-shaped from day one
EU data protection rules baked into the data model, not bolted on after a regulator letter. Built for European banks first.
Sealed document trail
Vault moves sensitive documents with full chain of custody — who sent what to whom, and when. Nothing rides an inbox.
Exhibit — vincu.ai, rendered live in this frame
Bring us the workflow your bank fights with.
A half-hour call with the team that built and runs Vincu inside a bank. If it doesn't fit your setup, you'll hear that on the call.
LeadHunter
AI lead sourcing for call rooms
In production · ProCredit Bank →